1. Compare Car insurance
In the last 10 years the cost of car insurance has increased significantly, but the current competitive market means great deals can be had, so always compare car insurance before you choose.
But beware, cheapest won’t always be best for you. Make sure you look at policy features as well as price, that way you’re more likely to get the cover that’s right for you.
2. Put it Away
If you have a garage, use it. Keeping the car out of sight could mean a reduction in your car insurance.
3. No Flashing
Never speed. Aside from the obvious safety implications, getting flashed by a speed camera could raise you premiums significantly.
4. Up Your Excess
Consider raising the excess on your car insurance. Adding another £100 or more in excess should reduce premiums, though you will have to pay more up front if you do make a claim.
Adding security measures (alarms, immobilisers etc) to your vehicle to reduce the risk of theft often means a discount in premiums.
6. Are You Experienced?
If not, adding a safe, experienced driver to your insurance could attract a premium reduction.
7. What’s in a Name?
How you describe your profession can impact the price you pay for car insurance, e.g. calling yourself a ‘journalist’ rather than a ‘writer’ could raise your premiums.
8. Fill Your Trolley
Supermarkets are usually the cheapest place to ‘fill her up’. Some even give further fuel discounts if you spend more in-store.
9. Such a Drag
Roof racks make your car less aerodynamic, which, simply put, means it takes more fuel to move your car. Therefore, remove roof racks when not in use.
10. Lighten Up
Ditch the junk in your trunk. The heavier your car, the more fuel it takes to shift it.
11. Pedal Power
Change the way you use your car’s pedals. Accelerate gradually away from a standstill and leave a decent gap between the car in front to allow you time to break gently. Both practices will save you petrol and therefore cash.
12. Car Share
Commuters can save even more money by entering into a car share scheme, don’t miss our article, Car share schemes – could they work for you?