Tailor Made Courier Insurance For Your Business
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by: SimonNormski
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Insuring courier vehicles has historically generated mixed feelings among insurance companies. However, many insurance companies have embraced the fact the courier businesses require tailored insurance to meet their business needs and are welcoming new customers by offering savings and discounts on introductory courier insurance policies.
Cover while driving in the European Union. Restrictions do apply, 30 days cover is typically offered as inclusive depending on the terms and conditions of the policy. However there are some insurers who offer 90 days cover as inclusive in their comprehensive policies.
By restricting the transportation of dangerous goods to one vehicle means that the vehicle can be insured appropriately - While the remainder of the fleet can be insured at a lower premium. If this type of scenario applies to your business it is advisable to speak with the courier van insurance company to discuss the options available.
A further option of having each consignment is also available from many insurance companies. The cover can be short term to provide insurance cover for the duration which the consignment is onboard. Check with the insurers to see whether they offer this option.
If you carry valuable items which exceed the insurance limits it will be possible to insure these separately. The insurance companies will advise as to the best possible cover required.
Courtesy or replacement vehicle while yours is being repaired after an accident. Again, restrictions will apply and full details can be found on the policy's terms and conditions. A courtesy vehicle will also be provided with Third Party Fire and Theft policies when a Non-Fault accident occurs (where available) by some insurers.
Limited mileage discounts. The amount of unlimited miles can vary greatly between insurers. If your courier service only operates within a specific radius it is worth while mentioning this to see whether further discounts can be offered.
Also be prepared to be stopped and searched at customs. You are required to open the back doors of the transit during Passport Control when entering the UK; this is being carried out to help reduce the number of illegal persons entering the UK. Customs and Excise may also pull you over and carry out a routine search. If you have a transit which isn't white, don't be fooled into thinking you won't be stopped, Customs and Excise stop transits, vans and cars of any colour!
About the Author
Simon Normski is an authority in the field of Van Insurance, Visit our site for essential information on online insurance for vans and online insurance quotes for vans.
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