Florida Insurers consider teen drivers as the highest risks with respect to age groups. They have more car crashes than every other age group combined and many parents would be happy if they accept to NOT drive. Most families succeed in keeping them back for only very short while. Peer pressure makes it hard for them to be the only teens in the block who can't drive yet. So what can you do to both help them stay safer and bring down the typically high car insurance premium they get? Following are suggestions that will be of great help whether you're in Florida or not... Teenagers typically ask for adult privileges but prefer kindergarten responsibilities. Few of them, though, would ever complain if you insist that they show they've grown old enough for the privilege by taking on some of, or all of, the responsibilities that come with it. It's a good idea to make than bear the cost of their auto insurance or at least a good part of it. It's my discovery that once young persons pay for something with their hard-earned cash, they end up being more careful with it. Here are a few rules that will keep your teenager safer... 1) Ensure they never drive with only fellow teens as passengers. 2) Let there be an agreement between you and your teenager that they won't drive in the night. For those whom this may not be an option, teach your teen what to do and how to drive at night. Those who drive in the night (between 9.00pm and 2.00am) run a bigger risk of having accidents. 3) They must never touch the steering wheel once they've taken any form of alcoholic beverage. Take note that to be on the safe side they should know that they are not allowed to drive if they take so much as a sip of alcoholic beverage. 4) Teach your teen the difference between a race track and a high way. Make sure they are grounded if they ever get a speeding ticket. 5) They must tell you where they intend to drive to with their cars. If you feel it's not in their best interest, advise them to use a cab instead. Yes, these may not work in homes where the parents and teens don't have a good relationship already. However, whether you do have or don't have such, here's something that will surely help you get cheap auto insurance for your teen: Getting and comparing quotes from a wide range of insurers.