A lot of car accidents take place every year in the UK, and so insurance companies are busy all the time with claims. The most seen cause of road accidents is driver negligence. In the present day, there are a multitude of reasons for a driver to get preoccupied and loose his or her wariness while behind the wheel. Tuning the car radio, changing or locating a CD, taking or making a call on the cell phone, dealing with other passengers in the car, and a lot of other things contribute to distracting the driver while driving, which in turn become the reason for car accidents. One more reason for car accidents is a lack of driving experience, as a few surveys have proven that young drivers who are younger than 25 years of age are involved in most of the road accidents. This proves that young drivers lack the experience, and in addition some are irresponsible drivers. The study has also revealed that people over the age of 70 are also involved in a large amount of accidents, and this could be because of the fact that their reaction time is slower than that of younger people. Being under the influence of alcohol and other drugs is also a common cause of road accidents. Statistics show that drink driving in the UK is one of the major causes of road accidents, especially on weekends. Not obeying traffic rules and irresponsible driving are other key causes of road accidents. Cutting lanes, stopping suddenly, and tailgating are widespread reasons for road accidents. Not looking in the rear view mirror and not signalling while altering lanes causes the car to plough in to the other car that is attempting to cut into the lane. Reducing speed suddenly to view something on the side of the road will cause the driver at the back to run into the car in front, which can result in a chain reaction. Not keeping a safe distance when behind a car is just asking for trouble. Bad driving conditions due to weather are an additional factor in road accidents. Everyone knows that the weather in the UK is very random, and so it's not unusual to be stuck in bad weather (such as snow storms) while on the road. Bad visibility, faulty windshield wipers, not turning on the lights etc are all causes of road accidents in bad weather. The car that is being driven must be checked regularly to ensure that it is fault free, as anything as minor as a broken light, to faulty brakes, can cause road accidents. Road laws are meant to be obeyed, and not following them is asking for trouble. Not remembering to wear a seat belt, or taking it off in a hurry, can result in a needless injury. Also, if there is a child or pet in the car check that they are properly secured, and will not cause any interruption while driving. Staying alert and driving diligently and carefully is necessary to avoid road accidents. A good driver is fully aware of the intentions of other drivers on the road, and this helps them to avoid accidents. Signs are put up to warn drivers and these must be obeyed. Furthermore, never drive under the influence of any intoxicant. Be careful while driving in a rush, and concentrate on your driving in order to keep yourself safe from any unwanted trouble or injury.