How much does the majority of people shell out for auto insurance? That is really a tough question. The primary factor is actually where you live, though many people believe it is the type of car you drive.nnIf you live in a rural area you will most certainly have lower premiums than someone in the city. There will be a greater chance of an accident if there is more traffic on the road. nnInsurers use many factors to determine premiums including how old the driver is, but their main concern is the probability of actually having to pay a claim.nnThe National Association of Insurance Commissioners put together a report stating the typical cost of auto insurance dropped by 1 overall.Seven percent in 2006.

They made a list of the 10 most and least expensive states to reside in when considering auto insurance costs. There is definitely a considerable difference between the low and high.nnFor people in Washington, DC the average annual payment is $1,164. The average is $530, less than half,in North Dakota. If you are considering moving to lower your insurance rates, you may want to consider Iowa, Kansas, South Dakota, Idaho, Wisconsin, North Carolina, and Nebraska. You can obtain a comprehensive car insurance policy at an average annual rate of less than $600 a year in all of these states.nnHowever, a point to take note of, the typical cost of a homeowner's in North Carolina is higher because of hurricanes that frequent the coast. Therefore, you need to consider a lot of things when deciding where you want to live. nnStates that have the most high rates include New Jersey, New York, Florida, and Delaware. Costs in these states run more than $1000 annually.

The amount you'll could vary a lot if you live only a few miles apart. The state average rate is driven up by cities with higher ratesnnJust two years ago, people residing in Detroit could expect to pay over five thousand dollars a year for auto insurance. However, the median amount statewide was under $1000. Michigan is big in size, possessing a lot of rural regions. People living in rural areas pay much less than those who live in Detroit. nnWhich firms are the biggest sellers of car insurance? Knowing what companies provide the most insurance in the United States might be interesting for you. The big trio of these are State Farm, Allstate and Progressive companies. Go online to compare quotes from these three as well as many others.