When you compare auto insurance premiums a lot of good can come from the situation. Those who have done this probably have the right coverage at the right price. Those who neglect to compare auto insurance premiums usually find that they are uncertain of their policy and may want to begin shopping for something else in the near future. The number one reason to compare auto insurance premiums is pretty self explanatory: it helps you get the lowest priced policy without losing any of the coverage that you need. You will definitely find out that some policies are more expensive than others. This is something you should expect to deal with. It is your job to compare them all, decide which one is best, and then work with the proper company to complete the purchase. When you compare auto insurance premiums you will also have the chance to learn about other aspects of the process, such as the types of coverage that are available. Don't be surprised if you find that one company is charging more than another for identical coverage. Each auto insurance company has the right to set their own rates - this is not set by the state or federal government. How many auto insurance quotes should I compare? This is up to you. Some people compare at least three; others like to have five to ten. Just make sure you compare more than two and everything should fall into place. As you can see by now, there are many good reasons to compare auto insurance premiums.